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...Sheet budget monthly household httpswwwvertexcomexceltemplatesmonthlyhouseholdbudgethtml copy vertex llc income actual difference summary wages amp tips total interest expenses dividends net gifts received refundsreimbursements transfer from savings other home mortgagerent emergency fund electricity to gasoil retirement k ira watersewertrash investments phone college cablesatellite internet furnishingsappliances lawngarden obligations supplies student loan maintenance improvements credit card alimonychild support daily living federal taxes groceries statelocal personal legal fees clothing cleaning services diningeating out dry business expense salonbarber deductible discretionary nondeductible children entertainment medical videosdvds music school tuition games lunch rentals moviestheater babysitting concertsplays toysgames books hobbies filmphotos sports transportation outdoor recreation vehicle payments toysgadgets fuel bustaxitrain fare repairs registrationlicense pets food toyssupp...